Despite the best laid plans of iron-clad fleet safety policies, accidents will happen, and commercial drivers need to know what to do when the time comes. The annual accident rate for commercial fleets has reached 20% and some industries, such as pharmaceuticals, are even higher. The average non-fleet motorist in the U.S. travels 12,000 to 15,000 miles annually, and each year has a one in 15 chance of being involved in a vehicle collision. Most fleet drivers, however, travel 20,000 to 25,000 miles or more each year. It’s simple math: The more miles on the road, the greater exposure to crash risk.